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Continuing southeast through Binghamton, the route bends eastward along Main Street, passing north of Binghamton High School prior to intersecting US 11 (Front Street) just west of the Chenango River.
The stub of NY 220 east of Oxford serves as a signed connection between NY 12 and the New York State Veterans' Home at Oxford located east of the village along the Chenango River.
The North Side can be defined as encompassing the area north of the Norfolk Southern tracks and Downtown Binghamton, east of the Chenango River and the First Ward, west of the East Side of Binghamton and a small portion of the town of Dickinson and south of the village of Port Dickinson of the town of Dickinson along Bromley Avenue.
Downtown Binghamton can be defined as encompassing the area north of the Susquehanna River, east of the Chenango River, west of Brandywine Avenue (NY-7) and south of the Norfolk Southern tracks.
It heads through a small residential neighborhood to the New York State Veterans' Home at Oxford, a large old soldiers' home located adjacent to both the eastern bank of the Chenango River and the NYSW rail line.