Its official partners include: ACORN, California Reinvestment Coalition, Center for Responsible Lending, CFED, Community Reinvestment Association – North Carolina, Consumer Federation of America, Consumers Union, Demos, National Association of Consumer Advocates, National Consumer Law Center, NEDAP, United Professionals, PIRG, Public Citizen and the Woodstock Institute.
According to the Consumer Federation of America and the National Consumer Law Center, RALs are controversial because, like payday loans and title loans, RALs are high-profit, low-risk loans marketed toward the working poor.
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