During the late 1980s and early 1990s, Mays worked as a government economist in Washington specializing financial institutions, first at the Government Accountability Office, and later at the Office of Thrift Supervision.
Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act's new requirements, including the transfer of the Office of Thrift Supervision's functions into the OCC
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"National banks" should also be distinguished from federal savings associations (which include federal savings and loans, and federal savings banks, FSB), which are financial institutions chartered by the Office of Thrift Supervision, another agency in the U.S. Treasury Department which was dismembered by the 112th Congress and merged with the Office of the Comptroller of the Currency on July 21, 2011.
It also oversees the Federal Home Loan Bank System, regulatory activities of the Federal Reserve System, the Office of the Comptroller of the Currency and the Office of Thrift Supervision within the Treasury Department, the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration