Bwalya was born in Mufulira to Benjamin Bwalya Sr and Elidah Bwalya and when the family moved to Ndola he went to Kansenshi Primary School from 1968 to 1974.
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That same year, he travelled to Lubumbashi with Wanderers and they took part in two friendlies against St. Louis Lupopo and TP Mazembe.
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The hugely talented Bwalya left Wanderers in 1984 for Chingola-based Premier League rivals Nchanga Rangers who he would play for until 1991 after which he retired from playing and coached briefly as one of the assistants at Rangers before joining Konkola Blades in 1992 as coach.
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In 1978, his father travelled to Madagascar with Wanderers and bought Bwalya his first pair of Adidas boots, a pair which he treasured and swore to keep and hang in his house for his children to see.
His older brother Benjamin Bwalya played professional football, and his younger brother Joel Bwalya also played for the Zambia national football team.
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