He was the son of Major George Smart and his wife Katherine, daughter of Sir Joseph Henry Hawley, 3rd Baronet (1813–1875), a wealthy racehorse owner, bibliophile and advocate of turf reform, and his wife Sarah (née Crosbie), who came from a landed Sussex family.
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Smart was married in 1883 to Alice Ellen, daughter of John Smart of Budleigh Salterton, Devon.
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The Great Tontine (1881) was republished in 1984 in an anthology of four novels entitled Victorian Villainies, edited by Graham Greene with an introduction by his brother Hugh Greene.
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