In retirement, he lived at Fairstead, Latchmoor avenue, Gerrards Cross, Buckinghamshire, England, and at Orcadia, Kilmacolm, Renfrewshire, Scotland.
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Kerr was educated first by Messrs Wren and Gurney, later going to the Glasgow Academy (1885-1887).
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John Henry Kerr was born in Glasgow, Lanarkshire, Scotland, the elder son (with three daughters), of John Smith Kerr, tea and sugar merchant of Greenock, and his wife, Sarah Ann Bray, elder daughter of Tom Cox Bray, an early settler of Adelaide, South Australia.
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