Joseph Lucas Horrocks (1803-1865) was born in Anderton, Lancashire, near Bolton, on 18 November 1803, the first son of William Horrocks, a corn merchant, and Jane Smith.
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In the 1850s he was carrying on business as a merchant and drysalter in Manchester, trading as Horrocks, Schaer, and Co, and in London, in partnership with Gustav Kober, as Gustav Kober and Co.
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