This highway runs through mostly rural areas immediately north and east of the Twin Cities, although increasing development in the eastern suburbs of Saint Paul may bring increased traffic to the highway.
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Primarily a two-lane highway, Highway 95 has short concurrencies with State Highway 36 going into downtown Stillwater; and with Interstate 94 between Woodbury and the Wisconsin state line, that make up the only divided highway sections of Highway 95.
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State Highway 95 has a somewhat unusual routing, starting with a west-to-east section between St. Cloud and Taylors Falls, then finishing with a north–south section between Taylors Falls and Cottage Grove.
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Minnesota State Highway 95 (MN 95) is a highway in east-central Minnesota, which runs from its intersection with State Highway 23 near St. Cloud and continues east and south to its southern terminus at its intersection with U.S. Highways 61 / 10 (co-signed) at Cottage Grove.
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State Highway 118 was first used on a route that began at its intersection with State Highway 95 near the Rum River in the city of Cambridge and continued north to its northern terminus at its intersection with State Highway 65 in Brunswick Township, near the city of Mora.
intersection with U.S. Highway 61 in White Bear Lake and continues east to its eastern terminus at its intersection with State Highway 95 on the northern edge of Stillwater.