Mortgage belt areas played a significant role in the 2007 election where Labor won back many mortgage belt Liberal strongholds won in the 1996 election due to general disaffection with the incumbent government as well as high interest rates.
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In the 2004 federal election, the mortgage belt voted highly in favour of the Coalition, in fear that economic management under the Australian Labor Party could increase interest rates.
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The Mortgage belt is a term used in Australian politics to signify residential suburbs which have a high concentration of families mortgaging their homes.
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