As banks were unwilling to provide loans to the cooperative, financing was provided by the Mutual Life Insurance Company.
In 1967, the Shipps’ formed a joint venture with Mutual Life of Canada to produce four high-rise apartment buildings, the latter one winning the Canadian housing design award in 1974.
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Golden State Mutual Life Insurance Company, the largest black-owned insurance company in the western United States, was founded by William Nickerson, Jr. with the assistance of Norman Oliver Houston and George Allen Beavers, Jr.
In 2000, led by David F. D'Alessandro, the company "demutualized", meaning that "John Hancock Mutual Life Insurance Company" formally ceased to exist, and a new company named "John Hancock Financial Services, Inc." came into existence.
He continued to work as a physician in such jobs as office physĨician for an Odd Fellows' mutual life insurance company and physician to the Jefferson County insane asylum.