Houghton, along with Milton Davis, James Fletcher, and Ron Grzywinski purchased what was then South Shore Bank to fight redlining in the Chicago neighborhood.
In 1973, Ron and three colleagues (Milton Davis, James Fletcher, and Mary Houghton) purchased the South Shore Bank (eventually renaming it ShoreBank) in Chicago's South Shore neighborhood to fight redlining.
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In addition to ShoreBank, Ron works with the boards of the Southern Development Bancorporation in Arkansas, the Grameen Bank and BRAC in Bangladesh, XacBank in Mongolia, the Aga Khan Foundation in Pakistan, and the Ashoka Global Academy in India.
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