The bank was well-positioned to contribute to nearby communities in Arizona's copper mining country, such as Safford, Morenci and Clifton.
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Within a year after coming to Arizona, Valley Bank was the first in Arizona to become a member of the Federal Deposit Insurance Corporation, and it was one of the first to provide government-guaranteed home loans; in 1936, one Miami, Arizona furniture company credited the government's FHA programs and Valley National Bank for a 60% increase in business.
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