It is today a subsidiary of US data aggregation group, ChoicePoint.
The company also had a division selling specialist credit information to the insurance industry but spun off this service, including the Comprehensive Loss Underwriting Exchange (CLUE) database as ChoicePoint in 1997.
According to published AICPA and NASBA reports, all fingerprints collected are immediately transmitted over the Internet to ChoicePoint/Reed Elsevier (Identico Systems) for storage.
While database companies like LexisNexis, Westlaw, ChoicePoint, and eFunds (owner of ChexSystems) do not create credit reports per se, they may gather the same types of information and as a result may subject some of their actions to FCRA, e.g. when they provide such information to insurance companies, banks and other entities which may deny services, or favorable rates for services, based on that information.
In February 2000, in a phone conversation with the BBC's London studios, ChoicePoint vice-president James Lee said that the state "wanted there to be more names than were actually verified as being a convicted felon".