Credit references are used to help lenders quantify the risk of lending to a given applicant, or to determine overall creditworthiness.
Credit Suisse | credit card | Consumer Credit Act 1974 | Credit Suisse First Boston | Crédit Lyonnais | credit union | Common European Framework of Reference for Languages | Social Credit Party of Canada | Port Credit | Japan Credit Bureau | Crédit Agricole | Alberta Social Credit Party | VISA (credit card) | Port Credit, Ontario | Credit risk | Crédit Foncier de France | Reference | Bank of Credit and Commerce International | Line of credit | Fair and Accurate Credit Transactions Act | European Credit Transfer and Accumulation System | Credit Union National Association | Credit card | Consumer Credit Act 2006 | Universal Credit | Self-reference | reference | Quiet Girl with a Credit Card | National Credit Union Share Insurance Fund | Frame of reference |
There are five credit reference agencies in the UK; Callcredit, Dun & Bradstreet, Equifax, Experian and National Hunter.
The activities of Credit Reference Agencies are governed by the Consumer Credit Act 1974.