In 18th-century England, the woman in the story was identified as Lady Emma Edgcumbe, wife of George Edgcumbe, 1st Earl of Mount Edgcumbe.
A ferry route between Torpoint and Plymouth Dock (now called Devonport) was created by an Act of Parliament in 1790 and the Earl of Mount Edgcumbe began to run ferries the following year.
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In English folklore, Emma has been identified as the subject of the story of the "Lady with the Ring".