Michael Phipps studied at St. Bernard's School and St. Paul's School before going on to Yale University.
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Most notably from the same era as Michael Phipps was his brother Hubert, a cousin Ogden, as well as his uncle Henry Carnegie Phipps whose wife was a partner in the renowned Wheatley Stable.
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Michael Phipps served on the Board of Directors of Hialeah Park Race Track.
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In 1941, John H. H. Phipps, Michael Grace Phipps (1910–1973), Charles Skiddy von Stade and Alan L. Corey, Jr., all players in residence at the Gulfstream Polo Club, won the U.S. Open Polo Championship at the Meadow Brook Polo Club.