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unusual facts about Refund to Savings


Michal Grinstein-Weiss

Grinstein-Weiss is currently the leading researcher of the Refund to Savings initiative, the largest savings experiment in the United States to date, and is the principal investigator of the first federal evaluation of the U.S. Department of Education’s (DOE) Gaining Early Awareness and Readiness for Undergraduate Programs (GEAR UP).



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Michal Grinstein-Weiss

The Refund to Savings initiative builds on her work on innovative tax refund savings programs such as the $aveNYC program, and it is a collaboration with leading behavioral economist Dan Ariely, Duke University and Intuit, Inc., makers of Turbo Tax.