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Capital lending, like its cousin consumer finance, was started by the automobile companies Ford Motor Company and General Motors (GM) in the late 1920s, and has spread to numerous industries around the globe.
In March 2008, Banco Santander sold Interbanca, a subsidiary of Banca Antonveneta, to GE Commercial Finance, receiving in return GE Money businesses in Germany, Finland and Austria, and GE's card and auto-financing businesses in the UK, which it integrated with Santander Consumer Finance.