The Federal Government assumed liability for all P.S.K. obligations in return for the right to half of the annual net profit.
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There have also been concerns about the legal liability in case of an oil spill after a report by the Research Institute of the Finnish Economy claimed that the Finnish State could be held liable and the compensations could include the entire property of Arctia Shipping, the state-owned shipping company that owns and operates the Finnish icebreaker fleet.
When the NAIC approved multiple underwriting in 1946, casualty insurance was defined as a blanket term for legal liability except marine, disability and medical care, and some damage to physical property.