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Philippine Business Bank is a part of the AMY Group, a conglomerate of companies owned by Alfredo Yao, the owner of the Zest-O line of fruit juices, majority owner of Zest Airways, the Philippines one of the major's Domestic airline company, his trading company wherein concentrates on Food and Cosmetic Ingredients AMCHEM Marketing, Inc, Harman Foods (Phils) Inc., his manufacturing company, his traveling agency business located at Valero St.