The concept is that bank customers deposit a set amount of money each week into a special savings account, and receive the money back at the end of the year for Christmas shopping.
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The Dime Saving Bank of Toledo, Ohio, issued a brass token "good for 25 cents in opening a Christmas account" for 1922-1923.
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Later, football coach Shannon Beiste (Dot-Marie Jones) announces that the school's nativity scene has been defaced, and Principal Figgins (Iqbal Theba) has asked the Christmas Club, which all of New Directions is a part of, to participate of a living nativity.