Credit Suisse | Consumer Electronics Show | credit card | Consumer Credit Act 1974 | Credit Suisse First Boston | Crédit Lyonnais | credit union | Social Credit Party of Canada | Port Credit | Japan Credit Bureau | Crédit Agricole | consumer | Alberta Social Credit Party | VISA (credit card) | Port Credit, Ontario | Credit risk | Crédit Foncier de France | Consumer Reports | Australian Competition and Consumer Commission | Fast-moving consumer goods | Consumer Federation of America | Bank of Credit and Commerce International | National Consumer Law Center | Line of credit | Fair and Accurate Credit Transactions Act | European Credit Transfer and Accumulation System | Disney Consumer Products | Credit Union National Association | Credit card | consumer protection |
The subcommittee oversees all financial regulators, such as the Federal Deposit Insurance Corporation and the Federal Reserve, all matters pertaining to consumer credit including the Consumer Credit Protection Act and access to financial services, as well as the safety and soundness of the banking system.
Callcredit, Equifax and Experian gain information about consumers’ credit records from various sources including banks, building societies and lenders that have granted the consumer credit.
In the United Kingdom third-party collection agencies that pursue debts regulated by the Consumer Credit Act must hold a Consumer Credit Licence and work within the framework of the 2003 fair debt collection guidance; licences are issued and regulated by the Office of Fair Trading.
Usually lower statutory interest rates apply under the County Court (Interest on Judgment Debts) Order 1991, but this it excluded judgment debts on consumer credit agreements under the Consumer Credit Act 1974.
In 1971, he authored the Report of the Committee on Consumer Credit, the "Crowther Report", whose recommendations led to the Consumer Credit Act 1974.
Until 2010, any financial services provider advertising a product in the UK, whether it is a credit card, loan or mortgage, have had to comply with the Consumer Credit (Advertisement) Regulations 2004 (2004 Regulations).