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unusual facts about Risk-based pricing


Risk-based pricing

Credit score and history, property use, property type, loan amount, loan purpose, income, and asset amounts, as well as documentation levels, property location, and others, are common risk based factors currently used.


2002 European floods

Dresden's Zwinger Palace, home to a significant number of Europe's artistic treasures including Raphael's Sistine Madonna was at risk from the flooding Elbe, however all of the art works were able to be saved.

2011 Missouri River Flood

All six major dams along the Missouri River released record amounts of water to prevent overflow which led to flooding threatening several towns and cities along the river from Montana to Missouri; in particular Bismarck, North Dakota; Pierre, South Dakota; Dakota Dunes, South Dakota; South Sioux City, Nebraska, Sioux City, Iowa; Omaha, Nebraska; Kansas City, Missouri; Jefferson City, Missouri, as well as putting countless smaller towns at risk.

2011 Taiwan food scandal

Hong Kong's health secretary York Chow stated that because the ingestion of the carcinogen will be a health risk, he supports an outright ban of the DEHP agent.

APOE

Apolipoprotein E, a main apoprotein of the chylomicron, also studied for its involvement in Alzheimer's Disease risk.

ASIL

Automotive Safety Integrity Level, in ISO 26262 specified risk classes for safety relevant systems in automobiles

ASP pistol

The ASP was a reworked Smith & Wesson Model 39 or 39-2, employing a shortened slide; a fixed bushing (in lieu of the Smith and Wesson designed collet bushing); the unique Guttersnipe sight system; clear Lexan grip-panels; a fully ramped and throated, shortened barrel; and a smoothed and radiused profile to ensure no risk of snagging on the draw.

Basel I

Assets of banks were classified and grouped in five categories according to credit risk, carrying risk weights of 0% (for example cash, bullion, home country debt like Treasuries), 20% (securitisations such as mortgage-backed securities (MBS) with the highest AAA rating) 50%, 100% (for example, most corporate debt), and some assets given No rating.

Billy Werner

The band released A New Set of Lungs, their first EP, in 2002, and then released their critically acclaimed record, Cryonics, the Fair Trades & Farewells EP, and their latest record, Risk Revival, all on Level Plane records, except for Risk Revival released on Equal Vision records.

Bobby Orlando

His music appears in numerous motion pictures, including: A Nightmare on Elm Street 2: Freddy's Revenge, Wigstock: The Movie, Kiss Kiss Bang Bang, Valley Girl, Dark Mirror, Flying, High Risk, Rappin, Underground and others.

Collagen, type I, alpha 1

A specific variation at Sp1 binding site is shown to be associated with increased risk of low bone mass and vertebral fracture, because of the changes the COL1A1 protein produced from one copy of the gene.

Congress of Hanover

The Austrians were preparing for a war with Prussia in which they would need France as allies, and so they had no wish to risk offending them.

Daily Monitor

This happened soon after the paper had published a letter allegedly written by army General David Sejusa, threatening that those opposing Muhoozi Kainerugaba for presidency risk their lives.

Didn't Even See the Dust

It was released in May 2007 as the first single from his 2007 album Risk.

Draft Communications Data Bill

At the RSA Conference Europe 2012, Wikipedia founder Jimmy Wales said the bill "will force many relatively small companies to hang on to data that they would not otherwise retain, which puts the data at risk".

Dynamic insulation

Warm moist air flowing out through the insulation and cooling rapidly increases the risk of condensation occurring within the insulation which will degrade the thermal performance of the wall and could, if prolonged, lead to mould growth and timber decay.

Early goal directed therapy

Early goal-directed therapy was introduced by Emanuel P. Rivers, MD, MPH in the New England Journal of Medicine in 2001 and is a technique used in critical care medicine involving intensive monitoring and aggressive management of perioperative hemodynamics in patients with a high risk of morbidity and mortality.

Empathy

For instance, Tania Singer claims that clinicians or caregivers must take care not to be too sensitive to the emotions of others, to over-invest their own emotions, at the risk of draining away their own resourcefulness.

Everybody Cries

Whilst discussing the single during the ITV2 documentary The Big Reunion, band member Kelli Young revealed that the band were worried that releasing "Everybody Cries" as a single would be a risk, and she wasn't sure whether the fans "would get it", as the song was a power ballad.

FC Zürich

Due to the intense rivalry, these matches are so-called "High Risk Games," with an increased police presence in and around the stadium.

Filip Lundberg

Cramér mentions later work by Andrey Kolmogorov and William Feller but it was Cramér himself who developed Lundberg's ideas on risk and linked them to the emerging theory of stochastic processes.

Five to One

In 2011, American band Make Love and War released their remake of the song to coincide with the peak of Arab Spring, with a video portraying images of toppled and at-risk Middle East dictators, as well as footage of past and present popular uprisings.

Gio Batta Gori

Gio Batta Gori is an epidemiologist and fellow with the Health Policy Center in Bethesda, Maryland where he specializes in risk assessment and scientific research.

Green New Deal

The proposals of the Green New Deal generally echo the recommendations of UN-mandated organizations like ICLEI or the TEEB, of global NGOs, and of the Basel II and related monetary accords, especially as these relate to reforms to measurement of fundamental ecosystem risk and financial liabilities.

Hossein Shariatmadari

For example, in 2009, during the first contested presidential elections, Shariatmadari was announced that Mohammad Khatami would risk the same fate of Benazir Bhutto if he was elected.

John Everingham

During the Vietnam War he received acclaim from the mainstream media, and disdain from the American military, for his reporting on the effects of B-52 dumping runs on their way back to bases in Udon Thani, Thailand — when bombers didn't drop all their payload over Hanoi, they dumped their bombs in Laos to cut the risk of accidents on landing, which led to innocent rural Lao and Hmong being killed.

John Fund

Fund and Hans von Spakovsky, Who's Counting?: How Fraudsters and Bureaucrats Put Your Vote at Risk (Encounter Books, 2012, ISBN 1-59403-618-7)

Juvenile court

The Scottish Children's Reporter Administration, a Scottish Government executive non-departmental public body with responsibility for protecting children at risk, became operational in 1996.

Kunduz airstrike

In February 2010 German Foreign Minister Guido Westerwelle announced the Afghanistan deployment was being reclassified as an "armed conflict within the parameters of international law", which would allow German soldiers based in Afghanistan to act without the risk of being prosecuted under German law.

Lawrence Langowski

After Chicago 2016 dissolved he worked with World Sport Chicago, Chicago 2016's legacy organization, to impact inner-city at-risk youth in the Chicago Public Schools system through sport.

Lycian Way Ultramarathon

The fourth edition of the event in 2013 was cancelled because many foreign ultra runners stayed away or annulled their entry pretending some risk in connection with the 2013 protests in Turkey and 2012 Syrian–Turkish border clashes.

Nochex

All payments made via Nochex support the 3D Secure XML standard designed to reduce the risk of fraudulent card holder not present transactions, and are PCI compliant.

OpenAM

OpenAM has the flexibility to chain methods together along with Adaptive Risk scoring, or to create custom authentication modules based on the JAAS (Java Authentication and Authorization Service) open standard.

Operation Strike of the Sword

The Marines refrained from calling in a fixed-wing airstrike and instead used the 20mm guns from their AH-1W SuperCobra helicopter gunships to avoid the risk of civilian casualties.

Ovulation induction

Recombinant HCG (rHCG), recombinant luteinizing hormone (rLH) and urine-derived hCG (uHCG) are equally effective in achieving final follicular maturation in IVF with regards to pregnancy rates and risk of ovarian hyperstimulation syndrome.

Polymyalgia rheumatica

People who have the HLA-DR4 type of human leucocyte antigen appear to have a higher risk of polymyalgia rheumatica.

Refund anticipation loan

According to the Consumer Federation of America and the National Consumer Law Center, RALs are controversial because, like payday loans and title loans, RALs are high-profit, low-risk loans marketed toward the working poor.

Robert Michael Dow Jr.

On December 2, 2010, Judge Dow ruled against five states (Michigan, Pennsylvania, Ohio, Minnesota, and Wisconsin), stating that five Chicago-area shipping locks will stay open despite the risk that Lake Michigan Asian carp pose to the multi-billion dollar fishing industry, saying not enough evidence was presented that indicated the danger was truly imminent.

Rolls-Royce Trent 900

Rolls-Royce has seven risk and revenue sharing partners on the Trent 900: Industria de Turbo Propulsores (low pressure turbine), Hamilton Sundstrand (electronic engine controls), Avio S.p.A. (gearbox module), Marubeni Corporation (engine components), Volvo Aero (intermediate compressor case), Goodrich Corporation (fan casings and sensors) and Honeywell (pneumatic systems).

Ron Huberman

The mentoring component and process for identifying the at-risk students were highlighted in Paul Tough’s 2012 book, “How Children Succeed: Grit, Curiosity and the Hidden Power of Character.”

Schleswig Plebiscites

In addition, Clausen believed that it would minimize the risk of future conflict if the future border in the marshy West Schleswig followed either the Vidå river or a dyke.

Sibutramine

In a dissenting article, "Sibutramine: gone, but not forgotten", Professor David Haslam (ex-president of the Royal College of General Practitioners and currently chairman of the National Obesity Forum) says that the SCOUT study is flawed as it only covered high-risk patients and did not consider obese patients who do not have cardiovascular complications or similar contra-indications.

Sucker pole

Bicycle theft is fed mainly from the fact that it generates about $350 million annually and that the risk to criminals is relatively low even compared with stealing an IPhone, a television, or a car in cities such as San Francisco and Chicago which are considered "bike friendly" cities.

Take Me to the Pilot

The lyrics possess many elements: betrayal, either political or personal ("treason"); the illusion of danger ("through a glass eye"); and fearlessness toward the unknown ("take me to the pilot of your soul").

Taliai Tupou

As he did not have the reserves of manpower like the Tui Cakau or Vunivalu of Bau he could never risk confrontation with his adversaries and the alternative was to maintain friendly relations over as wide a field as possible.

Test market

700 consumer and industrial companies, Booz Allen Hamilton reported an average new product success rate (after launch) of 65 percent; although it had to be noted that only 10 percent of these were totally new products and only 20 per cent new product lines - but these two, highest risk, categories also dominated the `most successful' new product list (accounting for 60 percent).

Triage tag

The example Triage Tag shown in this article is the All Risk(R) Triage Tag manufactured by Disaster Management Systems (DMS) located in Pomona, California.

Turning the other cheek

The commonly invoked Roman law of Angaria allowed the Roman authorities to demand that inhabitants of occupied territories carry messages and equipment the distance of one mile post, but prohibited forcing an individual to go further than a single mile, at the risk of suffering disciplinary actions.

University of Stavanger

The university offers doctorates in Petroleum Technology, Offshore Technology, Computer Science, Electrical Engineering, Special Needs Education, Literacy and Social Science (with specializations in Medicine and Health, Risk Management and Societal Safety, Management, Economics, Tourism, Sociology, Social Work and Culture & Society).

Vishram Sawant

His next film was Risk in which the same actor plays an errant police inspector with Vinod Khanna as villain.

Walter Leo Weible

During the McCarthy hearings of 1954 and 1955, Senator McCarthy objected to the Army’s decision to promote dentist Irving Peress to Major on the grounds that he was a security risk.


see also